Benefits of Debt Counselling
- IMMEDIATE Financial Relief!
- One Consolidated Monthly Debt Repayment
- Lower Instalments
- Protection from Legal Action
- No More Harassment from Creditors
- Protection against Blacklisting
- Living expenses prioritised
- Expert Guidance throughout the Process
The Debt Rescue Plan
The National Credit Act formally introduced Debt Counselling to assist over-indebted consumers like yourself by developing a debt repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.
It's free of charge and only takes a few minutes. Complete our online debt assessment and provide us with the details of your financial situation.
Your Debt Counsellor determines whether your monthly expenses and debt exceed your monthly income.
We’ll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.
Your debt counsellor will work out a new debt repayment plan with your creditors. This plan might mean you pay less each month but for a longer time. The plan is made to fit what you can afford after covering your basic living costs.
Our specialised attorneys will submit your new repayment plan to the court to be granted as a formal court order.
Once your plan is approved, you will be placed under Debt Review and legally protected from your credit providers. You’ll pay one reduced monthly payment, tailored to your budget, with enough money left to cover your essential living expenses.
Why Choose Debt Rescue
South Africa’s No.1 Debt Review Company
NCR-Registered and 100% Compliant
Professional, Compassionate Support
Immediate Financial Relief from Month 1!
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Debt Review: Know the Facts
What is debt review?
Debt review (also commonly known as Debt Counselling), established under the National Credit Act (NCA) in South Africa, offers legal relief to people facing overwhelming debt. It involves working with a certified debt counsellor who assesses your finances and negotiates with creditors to lower your monthly payments. This process helps make your financial obligations more manageable, giving you a clear plan to pay off what you owe.
How to avoid car repossession?
The possibility of car repossessions haunts many South Africans who have fallen behind on car payments. While the realisation that you cannot afford your car payments is extremely scary, we’re here to guide you through your available options.
How long does debt review last?
On average, it usually takes 3 to 5 years to pay off your debt, but this depends on your specific situation. Everyone’s debt review journey is unique, so the time it takes can vary from person to person.
What are the advantages and disadvantages of debt review?
Debt review, implemented by the National Credit Act (NCA) in 2007, has been essential for South Africans facing financial difficulties. Debt Rescue has successfully helped thousands of clients avoid blacklisting, safeguard their assets, and regain control of their financial situation.