DR HUB

South Africa's best financial advice, research, how-to's, and insights

Did you know; as South Africans, we have been branded as one of the worst countries when it comes to saving. We would rather have debt than open a savings account. Here are 5 tips to help you get started with your first savings account. Studies have shown that we are too attached to instant… Continued

Believe it or not, your income doesn’t determine your wealth. The secret is simple and it’s not a matter of earning more. Check out top 5 wealth creation secrets. Did you know only 8% reach financial independence in their lifetime? To put it simply, out of every 100 people, only 8 will retire comfortably. Why?… Continued

Naturally, we have a lot of questions when we’re planning to pay off our debt. And finding the right approach that works, can be tricky. After all, all we want to do is pay off our debt as soon as possible. The debt avalanche method does exactly that. So, what is it? And how does… Continued

Your credit score isn’t looking too bad, and you’ve never missed a repayment. So why are you being refused credit? The reason may surprise you. Check out our top 5 reasons why you’ve refused credit… Believe it or not, your credit report is not the only deciding factor when it comes to getting approved for… Continued

Budgeting is simply a financial plan that helps us achieve our financial goals. To ensure we have enough to spend on the things we need, while saving for the future. Find out how you can set up your budget and plan for your financial goals. To most of us, just the idea of a budget… Continued

Eskom have increased our electricity bills by 14% in April earlier this year, and it won’t stop there. Eskom have announced that they’re planning to increase costs by 22.7% by 2022. Wow! South Africans have a tough time with Eskom, especially over the past few years, and things aren’t looking any better. So, what are… Continued

It’s no secret that debt can be bad. But as long as we don’t miss payments and build on the right type of debt. We should be good. So, how do you know when it’s good debt or bad debt? The answer is simple. If the debt you’re making will earn you more wealth in… Continued

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We look forward to the opportunity to get you debt-free!