DR HUB

South Africa's best financial advice, research, how-to's, and insights

What is the envelope budget? Different types of budgeting methods work for different people. Lately, the envelope budget has been one of the least spoken about budgeting methods. It may, however, be a useful method for you. This method of budgeting has been around for decades. It’s simple and effective. Basically, you separate cash into… Continued

Financial trouble ahead? Sometimes we feel ourselves sinking into the pit of debt while other times life throws curveballs that leave us in a huge financial mess. Many people resort to borrowing money to help them meet their financial obligations, not taking into account the long-term potential trouble they’re getting themselves into. Using a credit… Continued

For such tiny humans, babies are money munchers. Before you have a baby, you will hear a lot of people say that babies cost a small fortune. They’re not lying! First-time parents face so many expenses, most of which they’re not prepared for. Here’re a few costs of having a baby many new parents aren’t… Continued

Eating and being healthy is expensive. Well, that is what most people believe. Your lifestyle affects everything, including your health, moods, relationships, lifestyle and finances. Making smart choices when it comes to your health is important. Here’s how being unhealthy can cost you more: A bad diet can affect your health negatively, raising your healthcare… Continued

The burning question: Do I need debt counselling?   Are your debt repayments getting larger and larger? Are you asking yourself, “do I need debt counselling?”. The low employment and low incomes in South Africa can put you in a very vulnerable situation. Perhaps you’ve taken out too many loans or too much credit. And,… Continued

Free apps for women You can find an app for almost anything and everything, from games and social media apps to fitness and calorie counting apps. Unfortunately, your phone has limited storage space. So, you can’t download every single app. There are a few apps every woman should download. We’ve listed a few free apps… Continued

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We look forward to the opportunity to get you debt-free!