A staggering 10 million South Africans who use credit are finding it difficult to keep up with their debt repayments. If you are among them, you are likely familiar with the relentless emails, calls, letters, and SMS reminders demanding immediate payment. But what if a creditor is still hounding you over debt you can barely […]
A judgement is a legal confirmation that you owe money, resulting from a creditor’s lawsuit over unpaid debts. It significantly impacts your credit score, signalling to lenders a previous failure to meet financial obligations. A poor credit history can restrict your ability to secure future loans, obtain favourable interest rates, and rent properties. It can […]
Debt review, also known as debt counselling, is a process initiated in South Africa with the introduction of the National Credit Act (NCA) in 2007. It’s designed to assist consumers who are struggling with unmanageable debt, offering a structured means of addressing and reducing significant financial distress. Getting Your Clearance Certificate After successfully completing the […]
Are you drowning in debt, feeling hopeless, and unsure where to turn? We understand your struggle, and we’re here to help. Choosing the right debt review company can be your lifeline to financial freedom. With so many debt review companies out there, it’s easy to feel overwhelmed and even more stressed. How do you know […]
Debt is unfortunately a reality for many South African consumers. As living costs continue to rise, outpacing many individuals’ salaries, and unemployment rates soar, financial instability is increasingly becoming a looming threat for many middle-class South Africans. Keep reading to get the facts. Let’s debunk the myths surrounding debt-related arrests and give you clarity and […]
Okay, so let’s get real about credit scores here. They’re kind of a big deal, right? They’re the secret sauce that can make or break your dreams of that perfect home or shiny new car. Heck, some jobs even check your credit score before they even think about bringing you on board! Now, with things […]
Are you considering debt review? Would you like to fully understand the process better? Read Samantha’s* letter and follow her journey through the debt review process with Debt Rescue “I have always been a responsible person when it comes to finances. I had a steady job, I paid my bills on time and saved what […]
What is a Debt Review Clearance Certificate? A Debt Review clearance certificate is issued once you have successfully completed the debt review process. This certificate, also known as a Form 19, indicates that you have settled all debts under the debt review agreement and will be issued by your registered debt counsellor. This clearance certificate […]
“Change the way you see things and the things you see will change.” ~ Wayne Dyer Any process that involves a change of lifestyle can make you feel hesitant or nervous. Debt review is one of those processes that you only feel comfortable with once you have gone through it. In this article we […]
There are many misconceptions about debt counselling and debt consolidation loans. Many consumers believe that this is the same process. In fact, the two are very different. And one has the potential to leave you in a worse position than before… When it comes to our finances there are many options to consider when financial […]
We look forward to the opportunity to get you debt-free!
You can start your application process already. Simply download your assessment or fill in our online application and get one step closer to becoming debt-free with Debt Rescue!
