Debt Management

How many of us really ever read the T&C’s when signing up for a credit card? Not many, right. Although it might feel like we’ve been given a bottomless pit of wealth, we don’t think about all the hidden costs that come with a credit card. Keep reading to find out how creditors charge you… Continued

Credit cards, mortgage, car loans, short-term loans etc. – we all shake hands with debt somewhere along the way. However, sometimes debt follows you around and you can’t seem to shake it off, and it becomes bigger and meaner than ever. So, how do we get out of debt, and prevent the debt monster from… Continued

We all know what debt is. And most of us have it. A credit card, store card, finance on a car or a personal loan we are paying off…  But what happens when we start missing payments? The Debt monster soon begins to taunt us. 39% of South Africans live with the Debt Monster… struggling… Continued

Believe it or not, your income doesn’t determine your wealth. The secret is simple and it’s not a matter of earning more. Check out top 5 wealth creation secrets. Did you know only 8% reach financial independence in their lifetime? To put it simply, out of every 100 people, only 8 will retire comfortably. Why?… Continued

Your credit score isn’t looking too bad, and you’ve never missed a repayment. So why are you being refused credit? The reason may surprise you. Check out our top 5 reasons why you’ve refused credit… Believe it or not, your credit report is not the only deciding factor when it comes to getting approved for… Continued

Salary not quite cutting it. No savings. And a hefty debt installment at the end of every month. Is debt stopping you from doing the things you’ve always wanted? It might be time to face the music, put on a brave face and tackle them head-on. Find out which method will work best for you… If… Continued

Sometimes using a credit card works like magic. Boom! We just bought a TV without actually having the money in the first place. We see a big flat screen TV in the shop window, and we have to have it. But our current bank balance is not capable of handling that financial load. So, we… Continued

Let talk about credit cards. Convenient and accepted almost anywhere. And yep… probably in your wallet or purse right now. But here’s the scary thing, that little piece of plastic can cause havoc in your life if you don’t know how to use it right. Here are our 5 top tips for managing your credit… Continued