Debt Management

The industry’s top experts offer their best advice, research, how-to’s, and insights

If you’re stressed out because of money, it’s okay. You’re not alone. Studies have shown that the average person experiences 4 stressful life events each year. Those could include ending a marriage, not being able to provide for kids or being over-indebted. These are all very stressful experiences. The study found that money was the main driver for being stressed out.… Continued

Studies have shown that South Africans spend, on average, 63% of their after-tax income on debt. That’s pretty shocking. Spending most of our income on debt means that we have less to spend on the things that matter most. While consolidation loans may seem like a great idea, the long-term effects are not worth it.  The… Continued

Your credit score could be the most important number connected to your name. The three-digit number contains information that shows how well you manage your debt. And creditors like to use this number to weigh you up against other consumers. They use this information to predict whether you’ll be a good or bad consumer. How… Continued

It depends on a few factors. What life stage you’re in, your spending habits, your goals, your job stability, your financial obligations and so on. If you’re like most South Africans, you have debt. Having some debt is fine – having debt can even be healthy if your debt is connected to your goals, like… Continued

Do you ever feel anxious and stressed out about having too much debt? Debt can be emotionally draining and frustrating. But, it’s not impossible to get out of debt on your own.  Start by making a conscious decision that you want to become debt-free. Choose to start right now. Let’s begin.      1. Where do you… Continued

If you’ve ever been in a tight financial situation and struggled to pay off your debt, you would stumble upon something called ‘debt counselling’. This process is also referred to as debt review, which is a legal process regulated by the National Credit Regulator (NCR).  This legal process was put in place to help South… Continued

How many of us really ever read the T&C’s when signing up for a credit card? Not many, right. Although it might feel like we’ve been given a bottomless pit of wealth, we don’t think about all the hidden costs that come with a credit card. Keep reading to find out how creditors charge you… Continued

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Thank you!

We look forward to the opportunity to get you debt-free!

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