Now that most South Africans are back at work, it’s time for us to set new goals and resolutions for the year. We’re looking for all the best ways to help you save money in 2018 and what better place to start than at work?
Most South Africans find themselves wasting money at work – the place where they’re supposed to be making as much money as possible.
Here’s how you can spend less money while you’re at work:
#1. Don’t buy takeaway coffee
We often crave a caffeine kick-start during the course of the day. If you buy a cup of coffee every working day, you’ll end up spending at least R400 per month – just on coffee! So, either drink coffee at home, bring a flask to work or take advantage of the beverage making facilities at your office – most of the time it’s free to use!
#2. Eat breakfast at home
This is a way cheaper and healthier alternative to stopping off at a convenience store or grabbing a quick takeaway. Make sure you eat a healthy breakfast at home – even if it means waking up earlier – so that you have enough energy to keep you going for the morning. You can always keep a box of cereal at work so that, if you don’t have time to make food at home, you can whip up some breakfast at work.
#3. Keep healthy snacks at work
You may often feel peckish during your work day, which may lead you to buy unhealthy snacks at your nearest convenience store or from a vending machine at work. Instead of wasting your money on unhealthy snacks, keep a few healthy snacks, such as nuts, dried fruit, fruit, veggies and dip and muffins, close by.
#4. Pack your work lunch
Don’t get into the habit of buying your lunch every day. This can get very expensive. Think about it this way: if you spend R50 on a takeaway lunch with a cool drink every day, not only will you be spending more than R1000 on lunch at work every month, but you will also be eating a lot more unhealthily – especially if you buy cheaper lunch options. So, rather go grocery shopping over the weekend and plan healthy lunches. You can even cook extra dinner at night and take leftovers to work.
#5. Start a lift club
This is especially useful if you have a long commute to work. If you have colleagues who live close by, start a lift club to save petrol and maintenance on your car.
#6. Drink water
A great way to save money is to quit buying any sugary drinks and drink water instead. This way, you won’t consume empty calories and you won’t spend money on drinks.
Are you in financial trouble?
Debt Rescue will assess your financial situation and find the best way for you to pay off your debt while still having enough money to pay for all your other expenses. Contact us for more information.