MONEY TALK

South Africa's best financial advice, research, how-to's, and insights

At long last, payday has arrived and we can all breathe a sigh of relief for making it through January.  For most February means back to normal with the daily routine and the New Year’s resolution about a healthy 2017 all but forgotten. Let’s get that resolution started by investing in our own personal health… Continued

Due to multiple factors beyond our control 2016 was tough on South African consumers’ wallets, and according to analysts 2017 will unfortunately not look much better. Research and Market Analysis Firm, Nomura predicts a low GDP growth for the country, coupled with no interest rate cuts and a threatening junk status rating during the second… Continued

While excited students across South Africa are in the process of enrolling for college, repaying student loan debt, on the other hand, plague many graduates. Although student debt unlocks opportunities for many, if not managed well from the start it can set you on a negative financial path. By making your student loan debt a… Continued

It’s back to school for South African children, and school supplies unfortunately don’t come cheap. With the December holiday spending still haunting many a household, back to school shopping could be the ultimate nightmare. Try these saving tips to make the most of your school-shopping budget. 1.Recycle what’s left of last year’s items Before you… Continued

Despite all your careful holiday budget planning, you’ve realised that you’ve come back in the red. Whatever you do, don’t ignore it or even worse give up on budgeting all together. If you don’t do damage control now, the added interest and higher instalments will put even more pressure on your monthly cash flow. 5… Continued

Every year we make money goals. And every year, at one point or another, we break them. New Year resolutions are tough to stick to especially the ones we make for our money. Make your money goals for 2017 last with these four practical tips: 1. Make time to think about your finances It sounds… Continued

For many South Africans the December holidays are just around the corner. Irrespective of where you are going and what you will be doing, it is only natural to want to indulge more than usual. However, whatever you do don’t overspend. Rather try and stretch your holiday budget as much as possible by planning ahead… Continued

The festive season has kicked off with some much needed financial relief for holiday makers after the fuel price decrease and stable credit ratings news. According to Debt Rescue the drop in the fuel and diesel prices, as well as the decision by S&P Global not to downgrade South Africa to ‘junk status’ is the… Continued

Few things can add insult to injury during those post-holiday-blues, quite like overdrawn, maxed-out bank accounts. So don’t do it to yourself this year. Here, are six practical tips to curb overspending this holiday: 1. Set a daily budget Divide your holiday budget by the amount of days you are on holiday for. A daily… Continued

We all know why a budget it is essential for financial success. However, when it comes to the holidays one might want to let your hair down and leave the calculator at home. Unfortunately, during December most consumers get themselves into financial trouble, which is why a budget, just like every other month, is key.… Continued

1 19 20 21 22 23 29

Thank you!

We look forward to the opportunity to get you debt-free!