South Africa's best financial advice, research, how-to's, and insights

If you are one of the privileged employees who receive a bonus or thirteenth cheque at the end of the year, you know how tempting that extra cash can be. But before you rush out to buy those water skis or that super-awesome home entertainment system, consider how you can use the money wisely to… Continued

The nearing December holidays is an expensive time of the year for every household, irrespective if you’re staying home or going away. With days of summer magic to fill, entertainment (i.e. events, hosting/attending parties, take aways, eating out, kids’ entertainment) becomes the number one expense almost overnight. It is therefore essential to plan ahead and… Continued

Money plays an important role in our everyday lives and we need to cultivate a healthy relationship with it. The way you think about money directly affects what you do with it and how your finances look. If you constantly fixate on not having enough of it, you’ll probably be uncreative in your budget with… Continued

Did you know there are only 10 weeks left before its Christmas? December is literally right around the corner, leaving you with limited time to plan your budget-friendly Christmas shopping. Remember, overspending during the holidays will cast a shadow over your New Year’s finances. Instead, plan ahead, think creatively and make sure you stay in… Continued

Life is complicated. But that doesn’t mean your finances need to be! With a few easy changes, you can make your financial life much simpler: Tip 1: Use technology Make technology work for you! There are literally hundreds of apps that allow you to manage your budget from the palm of your hand. Click on… Continued

With the summer around the corner, many people are hitting the gyms to get their bodies back into shape after all the winter indulgences. While you’re on a drive to better your body, why not use your new-found energy to whip your budget into shape as well? 1. It’s in the details You may have… Continued

This weekend we will be celebrating Heritage Day in South Africa. It is a day to reflect on the various cultures and traditions that make up our vibrant nation. In light of this we thought it interesting to research whether or not we inherit our money habits from our parents too. And interesting enough we… Continued

Spring is a season synonymous with many things, and of these perhaps the most unpleasant is spring-cleaning. Spring-cleaning is often a task we delay or start out inspired, after which the novelty wears off. Either way, an annual proper spring-cleaning session is not only good for your health but can also save you money, and… Continued

It’s spring! Flowers are blooming, birds are chirping and for those of us who have taken a winter sabbatical, its time to get back in shape. Unfortunately, with times being what they are, most of us have a strict budget to follow with no room for that monthly gym membership or health programme. Although it… Continued

In tough economic times personal credit feels like a blessing. A way for us to own the things we need (or think we need) to cope. That is why we would also like to believe the myths that encourage us to take on more debt, like these: MYTH 1: If you qualify for debt –… Continued

1 20 21 22 23 24 29

Thank you!

We look forward to the opportunity to get you debt-free!