MONEY TALK

South Africa's best financial advice, research, how-to's, and insights

Have you lost control over your finances? Sometimes we work so hard for our money that we often forget that we should be the ones in charge of it. Become the boss of your finances again by following these 5 steps: Step 1: Study your financials The first step is to know what is coming… Continued

By keeping up with your pension fund payments, you can look forward to retiring between the ages of 60 to 65. But what if you have too much debt? Some people love the work they do so much that retirement is postponed as long as possible. Others, on the other hand, may want to get… Continued

South Africans have easy access to credit they cannot afford. This is a foolproof way to get into deep financial trouble, very quickly. Recent statistics from the National Credit Regulator indicate that 50% of all credit-active consumers are in arrears by a minimum of three months on one or more of their accounts. And with… Continued

In 2015 data from the National Credit Regulator (NCR) showed that 45% of credit active South Africans are struggling to make their monthly repayments. According to Beth Kobliner, author of the New York Times bestseller Get a Financial Life, a lot of Americans also struggle to manage their money. “Look at the mortgage crisis and how… Continued

Since the first week in January we have been sharing weekly tips that will help you implement powerful money resolutions in 2016. Let’s recap and elaborate on these eight tips. Tip 1: Create and stick to a strict budget Everything starts with a budget. A budget is to your dream life what blueprints are for… Continued

Do you and your spouse know everything about each other’s finances? Or do you believe that your money matters are personal? Money talks can be a complete mood killer, especially for newlyweds or when the news is particularly bad. According to a poll done by Money Magazine, money causes around 70% of the friction between… Continued

The drought, the rand’s drastic depreciation and the South African Reserve Bank’s recent repo rate hike of 0,50% have dealt SA’s consumers a triple blow. It is very clear that 2016 will have no mercy on shoppers, especially those living on credit. Now is the time to relook budgets, up savings and if you are… Continued

These days there isn’t a cookie cutter mould for someone in their 30s. You could be married and your children could be in primary school or you could be single and a homeowner. You could be a single parent, getting married, getting divorced, starting your studies again or starting a new career. The options are… Continued

Monday is generally considered to be the most depressing day of the week. And with January marking the end of the summer holidays and the return to reality, it is understandable that January could feel like one long Monday too. Did you know that today has been singled out as the bluest of them all?… Continued

Sometimes things go wrong. That is why people take out cover for their cars, homes and health in order to minimise the blow should the unthinkable happen. Unfortunately in everyday life there are often unforeseen expenses like car repairs, medical bills etc. that you cannot insure against. For these and any other emergency fees, you… Continued

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We look forward to the opportunity to get you debt-free!