MONEY TALK

South Africa's best financial advice, research, how-to's, and insights

The road to financial stability is paved with a series of clever financial choices. And the sooner you make these spot-on decisions and actively pursue the goals and plans that support them, the more future-you will thank you for it. Like by making a savings plan that will enable you to make all your short-,… Continued

In the mood for an educational read this festive season? Then invest in a book written by an expert. Here we list our Top 10 favourite books on saving money. Use your time off this holiday wisely and start 2016 on a better financial footing. 1. “The Total Money Makeover: Classic Edition: A Proven Plan… Continued

Even if you stay at home, the holidays can be expensive. There are kids to be entertained, presents to be bought, socialising to be done, to name but a few. The last thing you want to do is to get yourself into, or further into debt, but you also need to have a good time.… Continued

Let’s face it – as social beings we all need to have some fun from time to time. Spending time with our families and friends to foster good relationships are as important as the air we breathe! According to the article: The Benefits of Socialising, it is important to ensure enough socialising vs. sofalising. The… Continued

The sparkle in your best friend’s eyes has faded, and after noticing a series of other signs, you believe the reason behind it to be debt related. What can you do? Someone struggling with debt can experience extreme emotional misery, which may lead him or her to act in a number of ways. A person… Continued

In about 5 weeks’ time we will all be yelling out the countdown into 2016. Crazy, right? Will you be going into the New Year as someone that has spent 2015 actively saving towards your financial goals? Or will you be going into it flat broke? If you are the latter, then don’t despair. There… Continued

According to Dave Ramsey, an American financial author, radio host, television personality, and motivational speaker, it is important to be aware of how your personality affects your shopping habits. Dave uses the DISC Profile System as a test to link a personality type to shopping habits. DISC stands for: (D)ecisive (I)nteractive (S)tabilizing (C)autious   If… Continued

Tip 1: Read up on finances   Take 30 minutes once a week and read about personal finance. Read a book or a topical article. By continuously educating yourself on money matters, you will become more knowledgeable when it comes to spending it. Tip 2: Schedule a weekly budget meeting The only way to stick… Continued

Habits are neurologically formed in our brains after continually repeating the same behaviour over and over. Habits are hard to cultivate and just as hard to break. When it comes to bad money habits on the other hand, we tend to form risky patterns easier, because, let’s face it, it is nice to spoil ourselves.… Continued

Warren Buffet, the American businessman is no stranger to Forbes’ 500 Richest People In The World list. This year, now in his eighties, he weighed in at third place with a net worth of $72.7-billion. Although Buffet became a millionaire at a relatively young age (32), his road to wealth has been a steady one,… Continued

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We look forward to the opportunity to get you debt-free!