From over-indebted to debt-free in 5 easy steps.

Take the first step with Debt Rescue.

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Benefits of Debt Review

Pay only what you can afford, with one single monthly payment.

Immediate relief
Reduced monthly debt repayment
All living expenses covered
Protection against legal action

The Debt Rescue Plan

You are one step away from being debt-free!

The Debt Rescue Plan

The National Credit Act formally introduced Debt Counselling to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

This process is intended to assist consumers struggling with debt; through budget advice, negotiation with Credit Providers for reduced payments and the restructuring of debts.

1

Complete our debt assessment!

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
It’s free of charge and only takes a few minutes

Complete our online debt assessment and provide us with the details of your financial situation.

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
2

We’ll assess and setup

your Rescue Plan

We determine whether your monthly expenses and debt exceed your monthly income

3

You’ll be placed under Debt Review

and protected from your creditors

We’ll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.

4

You only pay a single, reduced payment

that you can afford!

We’ll restructure your payment plan and negotiate with your Credit Providers.

5

The process is finalised

Your repayment plan becomes a court order.

Our specialist attorneys will apply at the court to make your restructured payment plan a court order.

While undergoing Debt Counselling, you will be protected against legal action taken by your Credit Providers and only have to pay one monthly, affordable reduced payment, leaving you with enough money for your monthly expenses

Enjoy a happier, stress-free you
Become debt free with Debt Rescue!

Request a free, personalised, no obligation debt assessment now!

Why Debt Rescue?

  • regulated rates
  • operated by professionals
  • extremely easy process
  • outstanding success rate
  • confidentiality guaranteed
  • multilingual assistance
  • specialist attorneys
  • rated #1 on top10debtcounsellingcompanies.co.za

Do you have a question about Debt Review?

Do you have a burning question? Browse through our most frequently asked questions to learn more about Debt Review and how Debt Rescue can help you

Debt review, also known as debt counselling, is a debt relief measure in South Africa that helps over-indebted consumers get out of debt. The National Credit Act (NCA) introduced the process in 2007 to prevent consumers from being blacklisted and having to deal with the consequences thereof. The process is ideal for South Africans with…

Read more

How long it will take to pay off your debt will depend on a few factors, such as how much debt you have and how much money you have available to pay towards debt. A lot of people pay off their debt quicker under debt review. To understand exactly how long debt review lasts, you…

Read more

Debt Review is a process introduced by the National Credit Act (NCA) to help over-indebted South Africans become debt-free. Only consumers who have successfully registered with a National Credit Regulator (NCR) approved debt counsellor, such as Debt Rescue, are placed under Debt Review. Find out more about what Debt Review is here.   I have…

Read more

No, it should not have a negative impact when you apply for another job in the future. In our opinion, if a new employer does a credit check on you and picks up that you are under Debt Review, it will obtain you respect, as the employer will realise that you did the responsible thing…

Read more

Not at all. Provision is made in your debt repayment plan for all your insurance policies. In fact, if you, for example, have vehicle finance, you will be compelled to have insurance on the vehicle.
Q
How long does debt review last?
Debt review, also known as debt counselling, is a debt relief measure in South Africa that helps over-indebted consumers get out of debt. The National Credit Act (NCA) introduced the process in 2007 to prevent consumers from being blacklisted and having to deal with the consequences thereof. The process is ideal for South Africans with

Read more

How long it will take to pay off your debt will depend on a few factors, such as how much debt you have and how much money you have available to pay towards debt. A lot of people pay off their debt quicker under debt review. To understand exactly how long debt review lasts, you

Read more

Debt Review is a process introduced by the National Credit Act (NCA) to help over-indebted South Africans become debt-free. Only consumers who have successfully registered with a National Credit Regulator (NCR) approved debt counsellor, such as Debt Rescue, are placed under Debt Review. Find out more about what Debt Review is here.   I have

Read more

No, it should not have a negative impact when you apply for another job in the future. In our opinion, if a new employer does a credit check on you and picks up that you are under Debt Review, it will obtain you respect, as the employer will realise that you did the responsible thing

Read more

Not at all. Provision is made in your debt repayment plan for all your insurance policies. In fact, if you, for example, have vehicle finance, you will be compelled to have insurance on the vehicle.

Our happy debt-free customers
say it best

Itumeleng Legoete
Die Hoewes
” have received nothing but great service from the company. From the initial stages of asking for help from them to now. Especially recently from their payments consultant Mpho Temane. He has really impressed me with his service and makes this whole debt ordeal very bearable. “
Ina Coetzer
Kempton Park
” Phumzile @ kempton park branch. What a pleasure working with her, never too busy to assist. Very honest. Thank you for the person you are “
Manie Immelman
Klerksdorp
” Thank you Marlize van Wyk for you good response and feedback and excellent work. Since my wife passed away 2015 you were always willing to help and very understanding regarding circumstances. “
Georgia Marguerite Schiller
Wierda Park
” Outstanding and speedy, professional service from Marlize van Wyk. “
Jessica Naicker
Chatsworth
” After being with Debt Rescue for 3 years i noticed some issues and raised them. Lily sent me feedback and gave me valid reasons for those queries. I have raised a few more and i am sure she will clear those for me as well. “
Riana Swarts
Honey Dew
” Great feedback and response on my queries and emails questions Great customer service from Louise Andersons from Debt Rescue, willing and very helpful with all my account queries and feedback. Thank you for your kind help and support. “
Anton Liebenberg
Monument Park
” have received nothing but great service from the company. From the initial stages of asking for help from them to now. Especially recently from their payments consultant Mpho Temane. He has really impressed me with his service and makes this whole debt ordeal very bearable. “
Deon Smith
Pretoria
” Various staff members providing excellent service. They really deserve to be the “top company” with regards to help people with managing their debt. Thanks. “
Garth Abrahams
Midrand
” I spoke to a consultant by the name of Phumzile Nkosi today. She was amazing. she assisted me with my queries efficiently and effectively and I would like to say thank you for the awesome service I received. i wish all consultants would be as helpful as she was. thank you, Garth “
All testimonials

Thank you!

We look forward to the opportunity to get you debt-free!