From over-indebted to debt-free in 5 easy steps.

Take the first step with Debt Rescue.

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Benefits of Debt Review

Pay only what you can afford, with one single monthly payment.

Immediate relief
Reduced monthly debt repayment
All living expenses covered
Protection against legal action

The Debt Rescue Plan

You are one step away from being debt-free!

The Debt Rescue Plan

The National Credit Act formally introduced Debt Counselling to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

This process is intended to assist consumers struggling with debt; through budget advice, negotiation with Credit Providers for reduced payments and the restructuring of debts.

1

Complete our debt assessment!

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
It’s free of charge and only takes a few minutes

Complete our online debt assessment and provide us with the details of your financial situation.

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
2

We’ll assess and setup

your Rescue Plan

We determine whether your monthly expenses and debt exceed your monthly income

3

You’ll be placed under Debt Review

and protected from your creditors

We’ll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.

4

You only pay a single, reduced payment

that you can afford!

We’ll restructure your payment plan and negotiate with your Credit Providers.

5

The process is finalised

Your repayment plan becomes a court order.

Our specialist attorneys will apply at the court to make your restructured payment plan a court order.

While undergoing Debt Counselling, you will be protected against legal action taken by your Credit Providers and only have to pay one monthly, affordable reduced payment, leaving you with enough money for your monthly expenses

Enjoy a happier, stress-free you
Become debt free with Debt Rescue!

Request a free, personalised, no obligation debt assessment now!

Why Debt Rescue?

  • regulated rates
  • operated by professionals
  • extremely easy process
  • outstanding success rate
  • confidentiality guaranteed
  • multilingual assistance
  • specialist attorneys
  • rated #1 on top10debtcounsellingcompanies.co.za

Do you have a question about Debt Review?

Do you have a burning question? Browse through our most frequently asked questions to learn more about Debt Review and how Debt Rescue can help you

No, it should not have a negative impact when you apply for another job in the future. In our opinion, if a new employer does a credit check on you and picks up that you are under Debt Review, it will obtain you respect, as the employer will realise that you did the responsible thing…

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Not at all. Provision is made in your debt repayment plan for all your insurance policies. In fact, if you, for example, have vehicle finance, you will be compelled to have insurance on the vehicle.
The determining factor will be reasonableness. If you can prove that you were not in a position to pay because you were in hospital, for instance, we can send a notification to your Credit Providers. In all probability, you will be excused and your Debt Review will continue. It is very important to note that…

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Our fees are regulated by the National Credit Regulator and are very reasonable, as the idea is to get you out of debt. The fees will be explained to you in detail once you contact us. The important thing to remember here is that our fees and disbursements are included in your affordable debt repayment…

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No. We never contact clients at work unless asked to do so.
Q
Will my insurance policies be affected by Debt Review?
No, it should not have a negative impact when you apply for another job in the future. In our opinion, if a new employer does a credit check on you and picks up that you are under Debt Review, it will obtain you respect, as the employer will realise that you did the responsible thing when you started to experience financial problems. Alternatively, if the employer picks up that you have defaults on your credit record and you did not try to fix it, it would not send a good message at all.
Not at all. Provision is made in your debt repayment plan for all your insurance policies. In fact, if you, for example, have vehicle finance, you will be compelled to have insurance on the vehicle.
The determining factor will be reasonableness. If you can prove that you were not in a position to pay because you were in hospital, for instance, we can send a notification to your Credit Providers. In all probability, you will be excused and your Debt Review will continue. It is very important to note that Debt Review does not provide payment holidays. Debt Review should never be abused in order to evade your obligations.
Our fees are regulated by the National Credit Regulator and are very reasonable, as the idea is to get you out of debt. The fees will be explained to you in detail once you contact us. The important thing to remember here is that our fees and disbursements are included in your affordable debt repayment plan.
No. We never contact clients at work unless asked to do so.

Our happy debt-free customers
say it best

Itumeleng Legoete
Die Hoewes
” have received nothing but great service from the company. From the initial stages of asking for help from them to now. Especially recently from their payments consultant Mpho Temane. He has really impressed me with his service and makes this whole debt ordeal very bearable. “
Ina Coetzer
Kempton Park
” Phumzile @ kempton park branch. What a pleasure working with her, never too busy to assist. Very honest. Thank you for the person you are “
Manie Immelman
Klerksdorp
” Thank you Marlize van Wyk for you good response and feedback and excellent work. Since my wife passed away 2015 you were always willing to help and very understanding regarding circumstances. “
Georgia Marguerite Schiller
Wierda Park
” Outstanding and speedy, professional service from Marlize van Wyk. “
Jessica Naicker
Chatsworth
” After being with Debt Rescue for 3 years i noticed some issues and raised them. Lily sent me feedback and gave me valid reasons for those queries. I have raised a few more and i am sure she will clear those for me as well. “
Riana Swarts
Honey Dew
” Great feedback and response on my queries and emails questions Great customer service from Louise Andersons from Debt Rescue, willing and very helpful with all my account queries and feedback. Thank you for your kind help and support. “
Anton Liebenberg
Monument Park
” have received nothing but great service from the company. From the initial stages of asking for help from them to now. Especially recently from their payments consultant Mpho Temane. He has really impressed me with his service and makes this whole debt ordeal very bearable. “
Deon Smith
Pretoria
” Various staff members providing excellent service. They really deserve to be the “top company” with regards to help people with managing their debt. Thanks. “
Garth Abrahams
Midrand
” I spoke to a consultant by the name of Phumzile Nkosi today. She was amazing. she assisted me with my queries efficiently and effectively and I would like to say thank you for the awesome service I received. i wish all consultants would be as helpful as she was. thank you, Garth “
All testimonials

Thank you!

We look forward to the opportunity to get you debt-free!