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Monthly nett income (R)*
Your “nett income” is what is paid into your bank account on a monthly basis.
R
Other monthly income (R)
Income from activities other than normal business operations, such as investment interest, foreign exchange gains, rent income etc.
R
Monthly living expenses (R)*
The money that has to be spent on food, housing, clothes, transport etc.
Food, groceries & clothing
R
Property rental
R
Water, electricity, rates & levies
R
Vehicle, household & life insurance
R
Fuel and transport
R
Medical costs
R
Telephone & internet
R
Security
R
School fees
R
Child maintenance
R
Other
R
Total monthly living expenses*
R
Monthly credit provider repayments (R)*
A credit facility is a type of loan, including retail credit accounts. Complete at least one of the below fields.
Home loans
R
Outstanding balance
R
Vehicle finance
R
Outstanding balance
R
Credit cards
R
Outstanding balance
R
Furniture accounts
R
Outstanding balance
R
Overdrafts
R
Outstanding balance
R
Store cards
R
Outstanding balance
R
Personal loans
R
Outstanding balance
R
Total monthly credit provider repayments*
R

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Have a question about Debt Review?

Have a burning question? Take a browse through our most frequently asked questions to learn more about Debt Review

Once you have completed the debt review process and all of your debts have been settled in full, your debt counsellor will issue a debt review clearance certificate. The debt review clearance certificate serves as proof that you have completed the debt review process and that you are no longer under debt review. […]

Read more

Debt review, also known as debt counselling, is a debt relief measure in South Africa that helps over-indebted consumers get out of debt. The National Credit Act (NCA) introduced the process in 2007 to prevent over-indebted consumers from being blacklisted and having to deal with the consequences thereof. Debt review has become a lifeline for […]

Read more

Getting your free no obligation debt review assessment is the first step in the debt review process. The assessment determines whether you are over-indebted and therefore eligible for debt review. A debt counsellor will conduct a thorough assessment of your financial situation, taking into account your income, expenses, and debts. During the assessment, the debt […]

Read more

Debt review legislation states that once an individual is under debt review, their creditors cannot take legal action against them without permission from the court. This legal protection is provided under the National Credit Act (NCA) and is intended to protect over-indebted consumers from harassment and unfair debt collection practices. When an individual applies for […]

Read more

Debt review is a lifeline for South Africans who are struggling to make ends meet because of unmanageable debt. As everyone’s debt review plan is different, the amount of time the process takes to complete will vary from person to person. Depending on your circumstances, it can take between 3 to 5 years to get […]

Read more

Once you have completed the debt review process and all of your debts have been settled in full, your debt counsellor will issue a debt review clearance certificate. The debt review clearance certificate serves as proof that you have completed the debt review process and that you are no longer under debt review. […]

Read more

Debt review, also known as debt counselling, is a debt relief measure in South Africa that helps over-indebted consumers get out of debt. The National Credit Act (NCA) introduced the process in 2007 to prevent over-indebted consumers from being blacklisted and having to deal with the consequences thereof. Debt review has become a lifeline for […]

Read more

Getting your free no obligation debt review assessment is the first step in the debt review process. The assessment determines whether you are over-indebted and therefore eligible for debt review. A debt counsellor will conduct a thorough assessment of your financial situation, taking into account your income, expenses, and debts. During the assessment, the debt […]

Read more

Debt review legislation states that once an individual is under debt review, their creditors cannot take legal action against them without permission from the court. This legal protection is provided under the National Credit Act (NCA) and is intended to protect over-indebted consumers from harassment and unfair debt collection practices. When an individual applies for […]

Read more

Debt review is a lifeline for South Africans who are struggling to make ends meet because of unmanageable debt. As everyone’s debt review plan is different, the amount of time the process takes to complete will vary from person to person. Depending on your circumstances, it can take between 3 to 5 years to get […]

Read more

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