Debt Relief Bill – Not All South Africans Can Wave Their Debt Goodbye

President Cyril Ramaphosa signed the National Credit Amendment  Act (Debt Relief Bill) on August 19, 2019. The objective of the National Credit Amendment Act is to promote fair and accessible credit to all South African’s. But will the bill be beneficial for lower-earning consumers in the long run? The new bill could contradict “fair” and […]

Debt, Life and Everything In Between

There is no easy way to say it, debt can literally steal your life.  It creeps in slowly, a credit card swipe here, a loan there, and those emergency expenses that you did not see coming. Before long, you are living in survival mode, pretending everything is okay. In reality, you are not okay, and your debt has […]