How it works

You are one step away from being debt-free!

The Debt Rescue Plan

The National Credit Act formally introduced Debt Counselling to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

This process is intended to assist consumers struggling with debt; through budget advice, negotiation with Credit Providers for reduced payments and the restructuring of debts.

1

Complete our debt assessment!

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
It’s free of charge and only takes a few minutes

Complete our online debt assessment and provide us with the details of your financial situation.

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
2

We’ll assess and setup

your Rescue Plan

We determine whether your monthly expenses and debt exceed your monthly income

3

You’ll be placed under Debt Review

and protected from your creditors

We’ll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.

4

You only pay a single, reduced payment

that you can afford!

We’ll restructure your payment plan and negotiate with your Credit Providers.

5

The process is finalised

Your repayment plan becomes a court order.

Our specialist attorneys will apply at the court to make your restructured payment plan a court order.

While undergoing Debt Counselling, you will be protected against legal action taken by your Credit Providers and only have to pay one monthly, affordable reduced payment, leaving you with enough money for your monthly expenses

Enjoy a happier, stress-free you
Become debt free with Debt Rescue!

Request a free, personalised, no obligation debt assessment now!

We'll contact you!

Want to speak to someone first?

Have a question about Debt Review?

Have a burning question? Take a browse through our most frequently asked questions to learn more about Debt Review

Debt Review cannot make you lose your home or your vehicle.

It can however save your home and vehicle, but this will obviously depend on your unique circumstances. Factors that will determine this will include the following:

  • Have you received a Section 129 letter from your Credit Provider, and if so, how long ago?
  • Have you been served with a summons in respect of your mortgage bond or vehicle finance?
  • How many vehicles do you have and what are they used for?
  • Are you giving your full cooperation in the program?

You will immediately experience the relief that Debt Review offers.

Within the first 5 days, we will work out a provisional repayment plan for you which you will be able to afford. In terms of the provisional repayment plan, you will make a single payment to a Payment Distribution Agency, who will distribute the money according to your plan. During the first 60 working days, your Credit Providers will not be allowed to implement action against you. During this time we will prepare your final repayment plan.

Our fees are regulated by the National Credit Regulator and are very reasonable, as the idea is to get you out of debt. The fees will be explained to you in detail once you contact us. The important thing to remember here is that our fees and disbursements are included in your affordable debt repayment plan.
Q
Will I lose my house or my vehicle when I am placed under Debt Review?

Debt Review cannot make you lose your home or your vehicle.

It can however save your home and vehicle, but this will obviously depend on your unique circumstances. Factors that will determine this will include the following:

  • Have you received a Section 129 letter from your Credit Provider, and if so, how long ago?
  • Have you been served with a summons in respect of your mortgage bond or vehicle finance?
  • How many vehicles do you have and what are they used for?
  • Are you giving your full cooperation in the program?

You will immediately experience the relief that Debt Review offers.

Within the first 5 days, we will work out a provisional repayment plan for you which you will be able to afford. In terms of the provisional repayment plan, you will make a single payment to a Payment Distribution Agency, who will distribute the money according to your plan. During the first 60 working days, your Credit Providers will not be allowed to implement action against you. During this time we will prepare your final repayment plan.

Our fees are regulated by the National Credit Regulator and are very reasonable, as the idea is to get you out of debt. The fees will be explained to you in detail once you contact us. The important thing to remember here is that our fees and disbursements are included in your affordable debt repayment plan.

Thank you!

We look forward to the opportunity to get you debt-free!