How it works

You are one step away from being debt-free!

The Debt Rescue Plan

The National Credit Act formally introduced Debt Counselling to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

This process is intended to assist consumers struggling with debt; through budget advice, negotiation with Credit Providers for reduced payments and the restructuring of debts.

1

Complete our debt assessment!

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
It’s free of charge and only takes a few minutes

Complete our online debt assessment and provide us with the details of your financial situation.

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of living expenses
2

We’ll assess and setup

your Rescue Plan

Your Debt Counsellor determines whether your monthly expenses and debt exceed your monthly income.

3

You’ll be placed under Debt Review

and protected from your creditors

We’ll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.

4

You only pay a single, reduced payment

that you can afford!

We’ll restructure your payment plan and negotiate with your Credit Providers.

5

The process is finalised

Your repayment plan becomes a court order.

Our specialist attorneys will apply at the court to make your restructured payment plan a court order.

While undergoing Debt Counselling, you will be protected against legal action taken by your Credit Providers and only have to pay one monthly, affordable reduced payment, leaving you with enough money for your monthly expenses

Enjoy a happier, stress-free you
Become debt free with Debt Rescue!

Request a free, personalised, no obligation debt assessment now!

We'll contact you!

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Have a question about Debt Review?

Have a burning question? Take a browse through our most frequently asked questions to learn more about Debt Review

The possibility of car repossessions haunts many South Africans who have fallen behind on car payments. While the realisation that you cannot afford your car payments is extremely scary, we’re here to guide you through your available options. What is car repossession? When you sign a loan agreement, you commit to a contract. This contract…

Read more

Debt review, also known as debt counselling, is a debt relief measure in South Africa that helps over-indebted consumers get out of debt. The National Credit Act (NCA) introduced the process in 2007 to prevent consumers from being blacklisted and having to deal with the consequences thereof. The process is ideal for South Africans with…

Read more

To understand exactly how long does debt review lasts, you need to understand how the process works.   How does debt review work? In 2007, debt review was introduced by the National Credit Act (NCA) to help over-indebted South African consumers. The process prevents consumers from being placed into personal administration and having to deal…

Read more

Debt Review is a process introduced by the National Credit Act (NCA) to help over-indebted South Africans become debt-free. Only consumers who have successfully registered with a National Credit Regulator (NCR) approved debt counsellor, such as Debt Rescue, can be placed under Debt Review. Find out more about what Debt Review is here.   I…

Read more

Debt review was introduced by the National Credit Act (NCA) in 2007. Since then, debt review has been an extremely effective way to get out of debt. Debt Rescue has saved thousands of South Africans from losing their assets, becoming blacklisted and allowing them to live without the heavy burden of debt taking away money…

Read more

Q
What is debt review?
The possibility of car repossessions haunts many South Africans who have fallen behind on car payments. While the realisation that you cannot afford your car payments is extremely scary, we’re here to guide you through your available options. What is car repossession? When you sign a loan agreement, you commit to a contract. This contract

Read more

Debt review, also known as debt counselling, is a debt relief measure in South Africa that helps over-indebted consumers get out of debt. The National Credit Act (NCA) introduced the process in 2007 to prevent consumers from being blacklisted and having to deal with the consequences thereof. The process is ideal for South Africans with

Read more

To understand exactly how long does debt review lasts, you need to understand how the process works.   How does debt review work? In 2007, debt review was introduced by the National Credit Act (NCA) to help over-indebted South African consumers. The process prevents consumers from being placed into personal administration and having to deal

Read more

Debt Review is a process introduced by the National Credit Act (NCA) to help over-indebted South Africans become debt-free. Only consumers who have successfully registered with a National Credit Regulator (NCR) approved debt counsellor, such as Debt Rescue, can be  placed under Debt Review. Find out more about what Debt Review is here.   I

Read more

Debt review was introduced by the National Credit Act (NCA) in 2007. Since then, debt review has been an extremely effective way to get out of debt. Debt Rescue has saved thousands of South Africans from losing their assets, becoming blacklisted and allowing them to live without the heavy burden of debt taking away money

Read more

Thank you!

We look forward to the opportunity to get you debt-free!

Did you know?

You can start your application process already. Simply download your assessment or fill in our online application and get one step closer to becoming debt-free with Debt Rescue!

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