Short answer:
You can experience financial relief immediately. Debt Review is designed to give you breathing room from Day One by restructuring your debt repayments into a single, affordable plan.
What Happens Next?
1. First 5 Days: Provisional Repayment Plan
• A temporary plan is created to consolidate your multiple debts into one manageable monthly payment
• This reduces stress and prevents missed payments
2. Single Monthly Payment via a PDA
• Your monthly repayment goes to a Payment Distribution Agency (PDA)
• The PDA ensures your creditors receive their agreed-upon amounts efficiently
3. Legal Protection from Creditors
• From the moment you enter debt review, creditors cannot take legal action against you for at least 60 working days while your final plan is being prepared
• This includes stopping harassing phone calls, letters, or repossession threats
4. Final Court-Approved Repayment Plan
• During the 60-day period, Debt Rescue works with creditors to secure a sustainable, court-approved repayment plan
• This plan is tailored to your income, living expenses, and overall financial situation
• Your assets, like your home or car, remain protected
Why Debt Review Provides Immediate Relief
Debt Review doesn’t just consolidate debt; it provides instant financial and legal protection:
• Stops creditor harassment immediately
• Prevents repossession of assets
• Gives you a clear, structured plan to manage debt and regain financial stability
• Sets you on a path toward becoming debt-free
Debt Review is one of the most reliable forms of consumer debt relief in South Africa, regulated by the National Credit Act (NCA), giving you peace of mind while you regain control of your finances.
Take the First Step
To start experiencing relief immediately, contact Debt Rescue for a free, no-obligation debt review assessment. We’ll review your financial situation and guide you toward the most effective debt relief solution for your circumstances, such as debt counselling.
