5 Signs You Might Need Debt Review

If you find it hard to cover all your monthly bills and debt repayments, it might be a clear sign you’re over-indebted. Managing daily expenses becomes a challenge when too much of your income goes towards paying off debt.

Being over-indebted can trigger overwhelming stress and anxiety, as individuals grapple with debt and high repayments they can’t afford. This financial strain often leads to sleep disturbances, depression, and physical health issues.


Debt: A Slippery Slope

Debt review can offer a way out. It’s a process designed to help you manage your debt through a structured repayment plan, negotiated by a debt counsellor with your creditors. This solution not only helps in making your debts more manageable but also provides legal protection from creditors.

Do you recognise these 5 Warning Signs?

Debt goes beyond simply overspending. It can create a cycle of financial instability.

  1. Maxed-out on limits: Regularly exceeding credit limits to cover everyday expenses.
  2. Living paycheck to paycheck: Struggling to afford basic needs due to debt payments.
  3. Bill avoidance: Avoiding bills due to anxiety or fear.
  4. Financial secrecy: Hiding spending or debt from loved ones due to shame or denial.
  5. Credit dependency: Taking on new credit to pay off existing credit, creating a vicious cycle.

Do these signs sound familiar? If you’re struggling and would like a zero obligation no cost assessment, request a call back today or use  Debt Rescue’s Calculator to find out if you’re over-indebted.

Breaking the Cycle with Debt Review

There is an affordable way out of debt. Here’s how:

  • Acknowledge the problem: Recognising the issue is the first step towards positive change.
  • Create a budget: Track income and expenses to understand your spending habits. Grab your free credit report to see how much debt you really have. Get your free credit report.
  • Prioritise getting out of debt: Plan to spend the next 3 years becoming debt free.
  • Seek professional help: Debt Rescue offers a personalised no obligation cost free assessment. We will assess your financial situation to determine a single reduced repayment amount that you can afford. We will also negotiate lower interest rates on your debts and any assets such as your home and car will be protected.

By recognising the signs, understanding the consequences, and taking action through the steps mentioned above, individuals can break free from the cycle of debt and achieve financial stability. Remember, financial freedom is not just about eliminating debt; it’s about making informed choices that empower you to build a secure future.

Contact us Today!

Leave a Reply

Your email address will not be published.

Thank you!

We look forward to the opportunity to get you debt-free!

Did you know?

You can start your application process already. Simply download your assessment or fill in our online application and get one step closer to becoming debt-free with Debt Rescue!

Subscribe to Our Weekly Email

By completing this form, you are providing Debt Rescue with the above personal information and acknowledge the terms of Debt Rescue’s Privacy Notice.