Your credit score could be the most important number connected to your name. The three-digit number contains information that shows how well you manage your credit. And creditors like to use this number to weigh you up against other consumers. They use this information to predict whether you’ll be a good or bad consumer. How… Continued
Black Friday finally opens its doors to great deals. We’ve been eagerly waiting for the biggest shopping day of the year. Those who can afford to spend and even those who can’t afford it, eagerly wait for the doors to open. How should you spend your money this Black Friday if you can’t resist the… Continued
Most of us don’t like budgeting, to be honest, it’s boring and we usually don’t stick to them. Essentially, budgeting is simply a fourth-grade math problem. But the tricky part is sticking to the budget. A budget is nothing but a simple spending plan that helps you prioritise your money. So, how do you create… Continued
Help your employees get out of debt There are currently 25 85 million credit-active South Africans and approximately 40% of them are stinging with debt. And this likely includes your staff Employee financial wellness is a vital part of a company’s success. It helps retain top talent and job performance. With so many consumers struggling… Continued
Love ‘em or hate ‘em, the fact of the matter is, credit cards are a way of life. That doesn’t mean they’re all that good, nor are they all bad. They make spending effortless, blurring the line of how much money you have and how much you can spend. And eventually lending your way into… Continued
With South Africa still suffering from high unemployment rates, we have to do what we can to survive. And that means bringing in some extra money. A lot of people are trying to find ways to establish some financial security just in case something goes wrong. Making money on the side can be challenging. Working… Continued
It depends on a few factors. What life stage you’re in, your spending habits, your goals, your job stability, your financial obligations and so on. If you’re like most South Africans, you have debt. Having some debt is fine – having debt can even be healthy if your debt is connected to your goals, like… Continued
Do you ever feel anxious and stressed out about having too much debt? Debt can be emotionally draining and frustrating. But, it’s not impossible to get out of debt on your own. Start by making a conscious decision that you want to become debt-free. Choose to start right now. Let’s begin. 1. Where do you… Continued
If you’ve ever been in a tight financial situation and struggled to pay off your debt, you would stumble upon something called ‘debt counselling’. This process is also referred to as debt review, which is a legal process regulated by the National Credit Regulator (NCR). This legal process was put in place to help South… Continued
If you’re thinking about buying a property in South Africa, right now may be your time to shine. The market is in a very favorable condition for first-time home buyers, and less so, for those who are looking to sell. Keep reading to find out what the current property market looks like and what you… Continued