Your vehicle is how you get to work, how you transport your children, how you run errands, and take care of your daily responsibilities. When you fall behind on your vehicle payments, the threat of losing your car (having your car repossessed) becomes all too real. This can happen to anyone, at any time, and […]
We want to hear directly from YOU! Our national Credit Insight Survey is now live! We want to understand how South Africans are using credit, whether it’s manageable, and what the real cost is behind the monthly repayments. Your response is completely anonymous. The Survey takes less than 2 minutes to complete. […]
So many people think that a debt consolidation loan is the perfect solution to their debt problems. But is it really? When struggling to keep up with monthly debt repayments, it might be easy to believe that a single loan could fix your current debt problems. A debt consolidation loan promises convenience – just […]
We all fear the moment when your creditor warns you with: “You will be blacklisted…” This can feel like the final nail in your financial coffin. All doors to any future have been slammed shut. Here is the truth: Your credit record is a reflection of your payment history. Yes, unfortunately missed or late payments […]
When you are under severe financial pressure, the constant calls, SMSs, WhatsApps, and emails from creditors can feel like psychological warfare. You owe money. You are behind on your payments. Your creditors are threatening legal action. It’s easier not to answer your phone anymore. This, unfortunately, is the daily reality for so many South Africans. […]
Financial stress can creep into our lives subtly, often unnoticed until it’s overwhelming. It’s that constant worry lurking in the back of your mind, the sleepless nights spent juggling numbers, and the relentless pressure to simply make ends meet. But financial stress doesn’t have to control your life. By recognising the signs and taking proactive […]
President Cyril Ramaphosa signed the National Credit Amendment Act (Debt Relief Bill) on August 19, 2019. The objective of the National Credit Amendment Act is to promote fair and accessible credit to all South African’s. But will the bill be beneficial for lower-earning consumers in the long run? The new bill could contradict “fair” and […]
There is no easy way to say it, debt can literally steal your life. It creeps in slowly, a credit card swipe here, a loan there, and those emergency expenses that you did not see coming. Before long, you are living in survival mode, pretending everything is okay. In reality, you are not okay, and […]
Divorce is probably one of the most challenging life altering events anyone can experience. With the emotional toll it takes on your well-being, going through a divorce often comes with financial stress, especially when debt is involved. Understanding how debt is handled during a divorce will ensure that both parties involved are treated fairly and […]
How Long Does a Debt Review Flag Stay on Your Name? If you’re currently under debt review in South Africa — or if you’re thinking about starting the process — one of the most common and important questions that you’ll likely ask is: “How long will the debt review flag stay on my name?” The […]
We look forward to the opportunity to get you debt-free!
You can start your application process already. Simply download your assessment or fill in our online application and get one step closer to becoming debt-free with Debt Rescue!
