So you’re done with school and it’s time for the big leagues, university or college. By now you’ve probably looked at all the different campuses and you’re excited about the future. But there’s one problem, you don’t have the cash to pay for tertiary education. Although you have a few options, student loans are widely… Continued
Many South Africans experience January as the longest month of the year. After receiving the last pay cheque of the year in mid-December, most of us struggle to make it last for almost two months. Which makes January a very stressful month. Keep reading to find what our top survival tips for the Januworry blues.… Continued
If you’re already struggling with debt, over-spending this festive season is the last thing you need. And when anxiety kicks in, we tend to spend even more as a result. How do you cope with the financial stress that comes with the festive season? Christmas is a time most of us look forward to enjoying.… Continued
Your credit score could be the most important number connected to your name. The three-digit number contains information that shows how well you manage your credit. And creditors like to use this number to weigh you up against other consumers. They use this information to predict whether you’ll be a good or bad consumer. How… Continued
Black Friday finally opens its doors to great deals. We’ve been eagerly waiting for the biggest shopping day of the year. Those who can afford to spend and even those who can’t afford it, eagerly wait for the doors to open. How should you spend your money this Black Friday if you can’t resist the… Continued
Most of us don’t like budgeting, to be honest, it’s boring and we usually don’t stick to them. Essentially, budgeting is simply a fourth-grade math problem. But the tricky part is sticking to the budget. A budget is nothing but a simple spending plan that helps you prioritise your money. So, how do you create… Continued
Help your employees get out of debt There are currently 25 85 million credit-active South Africans and approximately 40% of them are stinging with debt. And this likely includes your staff Employee financial wellness is a vital part of a company’s success. It helps retain top talent and job performance. With so many consumers struggling… Continued
Love ‘em or hate ‘em, the fact of the matter is, credit cards are a way of life. That doesn’t mean they’re all that good, nor are they all bad. They make spending effortless, blurring the line of how much money you have and how much you can spend. And eventually lending your way into… Continued
With South Africa still suffering from high unemployment rates, we have to do what we can to survive. And that means bringing in some extra money. A lot of people are trying to find ways to establish some financial security just in case something goes wrong. Making money on the side can be challenging. Working… Continued
It depends on a few factors. What life stage you’re in, your spending habits, your goals, your job stability, your financial obligations and so on. If you’re like most South Africans, you have debt. Having some debt is fine – having debt can even be healthy if your debt is connected to your goals, like… Continued
We look forward to the opportunity to get you debt-free!
