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The industry’s top experts offer their best advice, research, how-to’s, and insights

Did you know that 81% of households in South Africa consider access to credit important? But only 33% believe they will be granted access to credit and lending products if they apply.  The National Credit Regulator found that 40% of credit-active South Africans have impaired credit records. Financial institutions consider these consumers a credit “risk”.… Continued

Your 30’s make up an exciting decade in your life. This is often a time when most people experience a series of life-changing events. You may get married, buy a house, have children and excel in your career. And along the way, you’ll have to make big financial decisions that will lay the foundation for… Continued

Let’s talk about debt recycling. And yep this really exists. It’s also incredibly risky… Debt Recycling is when you pay a balance towards your credit card, overdraft, or revolving loan but then continue to use the amounts you’ve paid towards your debt throughout the month. A study showed that as many as 70% of South… Continued

It has never been more difficult to be a single mom than it is right now…  The National Debt Advisory (NDA) found that 70% of women ran out of money before the end of the month. And 65% of women experienced a reduced income while taking on more domestic responsibility during the pandemic.  Single moms… Continued

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