The industry’s top experts offer their best advice, research, how-to’s, and insights

The predicted decline in the fuel price of 49 cents a litre, and the even more substantial decrease in the price of diesel of 70 cents a litre, will substantially benefit deeply indebted consumers. This decrease, however, may be of a very temporary nature as the Rand is taking a hammering, having decreased in value […]

The new process of fining the originators of unauthorised debit orders up to R1 000 per debit order may go a long way to curb fraud in the industry. Fred Steffers, MD of SmartCollect, said some operators who make use of payments systems companies to process debit orders on their behalf are committing fraud. “While […]

The price increase in all grades of petrol by more than 40 cents a litre on top of the increase in electricity tariffs and an almost certain rate hike by the Reserve Bank later in the year is going to have a devastating impact on consumers. The unfolding crisis in Greece will also have an […]

The things in life that are truly good for you are rarely smothered in melted cheese or chocolate. That is why budgeting is to your financial health what low GI bran food is to your physical wellbeing… Dry and rather boring but future you will thank you for it. Step 1: Prepare A budget is […]

DEBT. For many this word is worse than a swear word, and many feel that they are alone in their struggle, with no solution to their problems. The world economy has been through more valleys than peaks in the past eight years, leaving consumers worse for wear, and it had a very negative impact on […]

The reduction in toll fees will have a significant positive impact on hard pressed consumers. Debt expert Neil Roets, CEO of Debt Rescue, debt counselling firm in South Africa, said for commuters who used the toll roads on a daily basis, this move would bring some relief from the crushing debt load most South Africans […]

Debt counselling which has become the most important tool for deeply indebted consumers to restructure their debt has come of age with the introduction of The Debt Review Awards where industry experts and members of the public vote for the debt counsellor or debt counselling firm that they think provided the best service during the […]

Daar is ongelukkig baie onder- nemings wat sakeredding ondergaan of nodig het. Vol- gens Standard Bank sal 70% van nuwe ondernemings misluk. Die helfte daarvan sal in die eerste drie jaar van die onderneming se bestaan gebeur. Terwyl ‘n aantal faktore tot ‘n onder¬neming se ondergang kan bydra, is die slegste ding wat ‘n sake-eienaar […]

Unfortunately, there are many businesses today which are undergoing, or are in need of, business rescue. According to Standard Bank, “70% of new businesses will fail. Fifty percent of these will be in the first three years”. While a number of factors can be attributed to a business’s downfall, the worst thing a business owner […]

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