Short answer:
Once you apply for Debt Review at Debt Rescue, all your Credit Providers are notified within 5 days (often in less than 48 hours). By law, they must communicate only with your Debt Counsellor, not directly with you.
What if a Credit Provider Contacts Me Anyway?
Occasionally, some Credit Providers may attempt to contact clients directly despite the legal restrictions.
If this happens:
- Do not engage in negotiations on your own.
- Refer the creditor to your Debt Counsellor. They will handle the communication and ensure your rights are protected.
Why This Matters
This legal framework protects you from harassment, legal action, and incorrect reporting to credit bureaus while you are under Debt Review. (See also: How Will Debt Review Affect Your Credit Record?)
