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The industry’s top experts offer their best advice, research, how-to’s, and insights

The matric class of 2015 is facing the stark reality that fewer than four in every 10 matriculants are going to get jobs, according to Neil Roets, CEO of debt management firm Debt Rescue. This means close to 500,000 unemployed youths will be joining the ranks of the unemployed this year and mostly candidates with… Continued

The department of energy has released the official fuel price changes for January 2016, which will see a small drop in 95 LR petrol, and massive drop in the price of diesel. According to the Central Energy Fund (CEF), these are the changes in fuel price: 93 LRP – no change 95 LRP – 3… Continued

Data from financial services company, Wesbank, shows an alarming increase in balloon vehicle payments in South Africa. A balloon payment is a way to shift a percentage of the car loan to the end of the loan agreement, notes SuperGroup. This enables you to have lower monthly installments because your monthly payment is calculated on… Continued

A report published earlier this year showed that South Africa ranks as the top country in the world for loans taken out. Rising fuel prices, a shot currency, rising interest rates and a lack of jobs, together with a stagnant economy already points to a bleak festive period for millions of South Africans, many of… Continued

South Africa has reached its highest levels ever in terms of people with impaired credit records. This was noted by SACP general secretary Blade Nzimande, citing a report by the National Credit Regulator. Nzimande pointed out that there are 19 million credit active South Africans who have such impaired credit records, while more than 11… Continued

The latest data from the National Credit Regulator (NCR) shows that South African consumer debt has increased to R1.63 trillion in the second quarter of the year. Worryingly, despite a majority of credit active consumers are in good standing with debt payments, almost 45% are struggling to meet their repayments. According to data from debt… Continued

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