Every year, South Africans brace themselves for the same challenge: January hits harder than any other month. School fees, transport, food costs, medical expenses, credit repayments all landing at once, right after the December squeeze.
It’s no surprise that “Januworry” has become a national term. And in 2026, the pressure feels heavier than ever.
That’s why Debt Rescue is inviting all South Africans to share their real Januworry experiences. Your voice helps shine a light on what households are facing and your input could influence future consumer awareness campaigns and media reporting across the country.
And to thank you for taking part, one lucky participant will win R1 000 in cash.
Why Your Experience Matters
The cost of living has surged across essential categories; groceries, electricity, education, transport and many families started January already stretched thin.
We want to understand:
⦁ What costs are hitting you the hardest?
⦁ Are you relying more on credit?
⦁ How has December spending affected your January budget?
⦁ What sacrifices are you making to get through the month?
Your answers are completely anonymous, but they help paint a realistic picture of how South Africans are coping and where support is most needed.
It Only Takes 2 Minutes
Your feedback is quick, confidential, and helps amplify the real struggles ordinary households face at the start of each year.
⦁ Survey closes: Midnight, 18 January 2026
⦁ Winner announced: 19 January 2026
Ready to share your Januworry story?
Take the survey now and stand a chance to WIN R1 000
Your voice matters and it could make a difference for millions of South Africans navigating “Januworry” just like you.