MONEY TALK

South Africa's best financial advice, research, how-to's, and insights

At any age it’s easy to get caught up in the cycle of spending and accumulating possessions. Our homes become cluttered with unnecessary items, and our finances become burdened with excessive expenses.  But what if there was a way to break free from this cycle?  What if we could learn to let go and through […]

In South Africa, marrying in community of property (COP) means that both spouses’ assets and liabilities are merged into a joint estate. This is the default marital property regime unless a couple decides to execute an antenuptial contract (ANC) stating otherwise. Debts Before Marriage If one spouse has pre-existing debt before the marriage, it becomes […]

When it comes to managing our finances, it’s important to take a closer look at our day-to-day expenses. While big purchases like homes and cars often grab our attention, it’s the smaller, recurring expenses that can quietly drain our wallets over time.  In this article, we will explore 10 common everyday expenses that can have […]

For South Africans feeling the weight of unmanageable debt, debt review can be a pivotal step towards regaining control. By seeking help from a registered debt counsellor and adhering to the reduced repayment plan, individuals can effectively navigate their financial challenges, while preventing further complications like asset repossession. From the outset, individuals gain immediate financial […]

Received a raise in your salary lately? Perhaps you have landed your dream job or found yourself with a second income. More money is usually the first step into the lifestyle inflation beast’s lair.  Let’s say  the bank offers you a bigger loan, or you inherit a large sum of money. Lifestyle inflation is more […]

Drowning in debt? Stressed about making ends meet every month? Unmanageable debt is a sensitive topic. It isn’t just a number; it’s a financial obstacle that can be difficult to overcome. Debt is an emotional crushing burden for millions of South Africans. The implications of debt doesn’t just create immediate financial difficulties. It can take […]

Every month, prices seem to be heading only one way: up.  The cost of living in South Africa is a genuine concern. We’re often forced to cut corners when budgeting, choosing between quality and price to save money. The struggle to balance the budget is real and it’s not just about numbers; it’s emotional. The […]

Are you drowning in debt, constantly worrying about making ends meet every month? Debt is a sensitive topic that carries emotional weight for millions. For South Africans grappling with unmanageable debt, debt review, also known as debt counselling, could be a financial lifebuoy.  In a nutshell, it gives you a chance to breathe. But how […]

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