DR HUB

South Africa's best financial advice, research, how-to's, and insights

When the time comes for you to retire, will you be able to afford it? This is an important question many South Africans cannot answer. Saving for retirement is a difficult process that many people don’t take as seriously as they should. With limited income, higher living costs and tax hikes, it seems almost impossible… Continued

While we all look forward to payday, it seems to come and go too fast, leaving us penny scraping through the month until our next paycheck. Living from paycheck to paycheck may make it difficult to save money or, even worse, cause you to slip deeper and deeper into debt as a result of struggling… Continued

Winter can be tough. It’s cold, it’s bleak, and it can be expensive too! Keeping the heater going and buying new warm clothes and jackets for the kids can take a toll on anyone’s budget. If you were wondering where the extra money to get you through the season was going to come from, read… Continued

Debt is a sneaky thing. One moment you are getting through every month with money to spare, and the next you are drowning in bills. Fortunately, you can stop yourself from falling into this spiral by avoiding these common debt pitfalls: Not having a budget The first and probably most common debt pitfall is not… Continued

If you find yourself craving carbs, needing more than one cup of coffee to get out of bed in the morning and sleeping all the time, you might have a case of “the winter blues”. While the exact cause of the winter blues aren’t clear, we are sure that the recent petrol hike has done… Continued

Executive Summary Client Indebtedness Levels Conducted by Debt Rescue Year on Year Comparison – Q1 2017 to Q1 2018. Introduction This research was done on Debt Rescue’s clients over a period of 3 months. The purpose of the report was to establish the types of debt incurred, the age-group debt exposure and the debt-type ratio.… Continued

When it’s cold outside there are few things as comforting as a nice, full-bodied soup. Besides the emotional lift of a warm meal, soup has many other benefits as well. Soups are usually filled with vegetables, making it easier to get to your recommended 5 a day. This also makes it easier to sneak in… Continued

At the rate kids grow it can be tough keeping up with clothes that fit properly – especially in the winter when they wear layer upon layer! But don’t despair! With a few simple strategies you can keep your kids nice and toasty without breaking your budget. Buy out of season Most stores start clearing… Continued

Good friends, a beer, and a braai – this is what many South Africans see as non-negotiables for a successful get-together. While nothing can beat a braai, it can be quite expensive. Why not use the winter months to explore other ways of entertaining?   Pancake party Pancakes are super versatile and super cost-effective. For… Continued

There are some winter days when you just want to snuggle under the blankets and watch movies. But what do you do when the cold continues to linger and the kids start to get restless cooped up inside? Here are a few fun, budget-friendly things you can do to brighten up even the dullest winter… Continued

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We look forward to the opportunity to get you debt-free!