Has debt taken over your life? Do you often juggle debt repayments with living expenses? Debt is an emotional daily drain for millions of South Africans. Debt review is a successful solution for over-indebted South Africans with an income. This highly regulated process allows consumers to renegotiate the terms of their credit through a debt […]
When debt moves from being a manageable tool for building a better life to a crippling burden that threatens your long term financial stability, it’s time to take action. But how much debt is too much? When do you need to start worrying? The amount of debt considered “too much” can vary depending on individual […]
The fear of being blacklisted and going under debt review is a significant concern for many individuals struggling with debt. Many South Africans are left wondering: does undergoing debt review mean you are, or will be, blacklisted? Understanding the difference between being under debt review and being blacklisted can change your financial future. This blog […]
Are you feeling uncertain about the debt review process? Does the thought of applying make you nervous about what lies ahead? It’s completely normal to feel apprehensive, especially if you’re unfamiliar with this process. We are committed to providing you with all the information you need to make an informed decision. By understanding the steps […]
Car repossession is a significant event that can deeply impact one’s sense of security and daily life. The mere thought of losing one’s vehicle can stir a whirlwind of stress and anxiety, overshadowing all aspects of everyday living. Your car is not just a mode of transportation; it’s a lifeline to the world around you. […]
A judgement is a legal confirmation that you owe money, resulting from a creditor’s lawsuit over unpaid debts. It significantly impacts your credit score, signalling to lenders a previous failure to meet financial obligations. A poor credit history can restrict your ability to secure future loans, obtain favourable interest rates, and rent properties. It can […]
For many South Africans, debt is more than a financial burden. It’s an emotional one as well. Owing substantial amounts can eat up a large chunk of your monthly salary. Being over-indebted often forces you to cut back on essentials like groceries, fuel for your car, or the simple pleasures your children wish for, because […]
Does Debt Review Hurt Your Credit Score? Dealing with debt is daunting! But debt review offers an affordable way to get out of debt, once and for all, while providing immediate financial relief. It’s a common concern among many South Africans that going under debt review could potentially negatively affect their credit score. Don’t let […]
For many South African homeowners, the financial strain of meeting monthly home loan repayments is a daunting challenge. This struggle often leads to the risk of default, threatening the loss of their homes and adding to the stress and uncertainty of financial instability. For households already navigating the tightrope of budgeting for essentials such as […]
For many South Africans, debt is not just a number on a balance sheet. It is a neverending force that impacts every facet of life. The relentless pressure of debt is not just a financial burden, but a constant emotional ordeal that weighs heavily on our shoulders every day. For many, stretching every rand means […]